We decided to hold off on continuing the Biden plan analysis until after the election.  Have a safe trip to the polls if you haven't voted yet, and be safe in your homes.  We reserve the right to go live on election day #LOL!

Today we are continuing our talk about housing and what is in the Biden - Harris Lift Every Voice Plan. 

Sections Covered:

• Protect Homeowners and renters from Abusive lenders and landlords through a new homeowner and renter Bill of Rights D
• Strengthen and expand the community reinvestment Act to ensure that our nation’s bank and non-bank financial services institutions are serving all communities.  C
• Eliminate local and state housing regulations that perpetuate discrimination. D

Increase access to affordable housing.

• 1 Establishing a $100 billion Affordable Housing Fund to construct and upgrade affordable housing. D
• 2 Providing tax incentives for the construction of more affordable housing in communities that need it most. D
• Protect Homeowners during the COVID-19 crisis. D

     

​Today we are talking about housing as we continue with the Biden - Harris Lift Every Voice Plan. 

Sections Covered:

• Expand African American Homeownership and Access to Affordable, Safe House Grade: D
• Help Families Buy Their First Homes and Build Wealth by Creating a New Refundable, Advanceable Tax Credit of up to $15,000 Grade: D
• Tackle Racial Bias that Leads to Homes in Communities of Color Being Assessed by Appraisers below their Fair Value Grade: C
• Roll Back Trump Administration Policies Gutting Fair Lending and Fair Housing Protections, Strongly Enforce Fair Credit Reporting Laws, and Create a new Public Credit Reporting Agency Grade: B
• Roll Back Trump Administration policies gutting fair lending and fair housing protections for homeowners. 

1. Give Local Elected officials the tools and resources they need to combat gentrification Grade: D
2. Hold Financial Institutions accountable for discriminatory practices in the housing market Grade: B
3. Restore the federal Government’s power to enforce settlements against discriminatory lenders Grade: D

Here is a replay of our first live show.  We didn't advertise because we wanted it to be a test.  At the last moment, we decided to go live on Facebook, Twitch, and YouTube.  We managed to be found by nearly 200 unique people with no advertising.  That's pretty huge!  

We are still figuring out our style for the live shows as we wanted to pause for conversation but we didn't want to drag out the already long debate.  Comments and opinions are asked for and welcome.  

​The first few minutes are chopped off because of audio issues at the start.  

​Today we are going to stick with the Biden-Harris Lift Every Voice Plan diving into what they are saying they would do and what should be done for the Black Community.  Tune in and share your thoughts!   

Biden Plan Points Covered in this Episode:

• Increase Opportunities for African American-owned businesses to obtain or participate in federal contracts.
• The report goes on to talk about increasing the funding for the minority business development agency. 
• Protect small and disadvantaged businesses from federal and state contract bundling which often locks out African American owned smaller firms from effectively bidding on procurement contracts.  
• Make sure economic relief because of Covid-19 reaches the African American Business that need it most.
• Providing African American entrepreneurs and other small business owners technical assistance.
• Reserve half of all the new PPP funds for small businesses with 50 employees or less.
• Produce a weekly dashboard to show which small businesses are accessing loans.
• Supporting African American Churches During the Covid-19 Crisis.

​Today we finish HR 748 starting with section 4116 covering employment compensation limitations, moving through title 5 covering relief funds and finishing up with title 6 covering miscellaneous provisions.  We will also be getting into my thoughts overall regarding the entirety of HR 748 and its impact on the Black Community.  

​We talked about Donald Trump’s Platinum Plan, it was only 2 pages so it didn’t require a lot of time.  But now we are going to dive into Biden’s Lift Every Voice plan, which is about 16 times longer and will require a few shows to fully digest.  So let's get digesting.    

​Today we continue HR 748 starting with section 4026 covering reports from the Department of the Treasury and continuing through to section 4115 covering protections of collective bargaining agreements with air carriers and contractors.  This show finishes out Subtitle A: The Coronavirus Economic Stabilization Act of 2020 and goes into Subtitle B: Air Carrier Worker Support. 

​We are going to try something a bit different for this show although not different for the show in general.  If you recall when we used to do the Tuesday shows, we had shows called “Trending Tuesday” where we covered the top 10 trending topics according to google.  Well today we are going to talk about some of the more popular or interesting news stories over the past week.  We are going to be covering the VP debate tonight, COVID situations in the White House and around the country, a concern about Facebook being broken up, health workers addicted to drugs, New York is closing, California has stipulations on opening, Drinking is on the rise, and Harvey Weinstein has not yet finished falling.   

​A lot happened this week, but in addition to continuing into HR 748, we are also going to be talking a little bit about the congressional battle to pass more COVID Relief measures, and COVID appearing in the first family with both Donald Trump and his wife Melania both testing positive.